Estimate monthly take-home pay after Korean social insurance and income tax.
Net (take-home) pay is your gross salary minus Korea's four social insurances (national pension, health, long-term care, employment) and income + local tax. For 2025 the employee rates are: national pension 4.5%, health 3.545%, long-term care 12.95% of the health premium, and employment 0.9%.
Example: a 40M KRW salary (~3.33M/month) has ~290K in social insurance and ~140K in tax withheld, leaving ~2.89M take-home per month. It varies with dependents and non-taxable allowances (e.g., meals).
| Insurance | Employee rate |
|---|---|
| National Pension | 4.5% |
| Health Insurance | 3.545% |
| Long-term Care | 12.95% of health premium |
| Employment Insurance | 0.9% |
Source:4대 사회보험 정보연계센터
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