Real Estate & Loan Guide

Estimate the real cost before you sign

Before buying or renting a home, it pays to estimate loan repayments and limits, acquisition tax, and brokerage fees. Use this guide's calculators for monthly payments, DSR/DTI limits, jeonse-to-monthly conversion, acquisition tax, and area conversion.

Calculators in this guide

Loan Repayment Calculator

Calculate monthly repayment and total interest with equal-payment or equal-principal methods.

Monthly principal + interest

DSR / DTI Calculator (Korea)

Compute Korean DSR and DTI ratios from income and loan repayments to gauge borrowing limits.

DSR/DTI borrowing limit

LTV Loan Limit Calculator

Find the maximum mortgage and additional borrowing limit from home price and LTV ratio.

Loan-to-value ratio

Jeonse–Monthly Rent Converter (Korea)

Convert between Korean jeonse deposit and monthly rent using the conversion rate.

Jeonse ↔ monthly conversion

Korea Acquisition Tax Calculator

Calculate Korean property acquisition tax, education tax, and rural tax from the price.

Property acquisition tax

Korea Realtor Commission Calculator

Calculate the maximum Korean realtor commission for sales and leases.

Brokerage fee cap

Pyeong ↔ m² Converter

Convert between the Korean area unit pyeong and square meters (m²).

Pyeong ↔ m² conversion

FAQ

DSR vs. DTI?

DTI counts mortgage principal+interest plus other loans' interest; DSR counts principal+interest on all loans against income. DSR is stricter.

How is the conversion rate used?

It converts a deposit into monthly rent: (deposit difference × rate) ÷ 12 = monthly rent.